Disclaimer

This website, BRINGTOLIVE.COM & LaunchPAD is operated by OyaPay Fintech, Inc, which is not a registered broker-dealer or funding portal. Unless indicated otherwise, all securities-related activity on this site is conducted by the SEC - Security and Exchange Commision and the BoG - Bank of Ghana, licensed & regulated partners, located in Ghana and elsewhere. 

LaunchPAD and its partners do not offer investment advice or analysis, nor do they endorse or recommend investments in any company or the suitability of an investment for any particular investor. The information on our website regarding any company or in a blog post is based on publicly available information or directly from the subject company. LaunchPAD and its partners make no representation or warranty as to the adequacy, accuracy or completeness of such information. Any opinions or forecasts expressed herein are our own, are not intended as investment advice and are subject to change without notice. Blog posts have been prepared solely for informative purposes and are not a solicitation of an offer to buy or an offer to sell any security.

Please be aware that LaunchPAD or its partners receive fees from companies posted on our website at www.bringtolive.com. Details about our compensation are disclosed in the offering materials for each company conducting a live offering. We do not charge fees for companies conducting “test-the-waters” communications

In some circumstances, LaunchPAD may provide a reimbursable credit to issuers for the purposes of advertising and campaign marketing; such credit or reimbursement will not be based on the success or size of a campaign. Issuers will work with and bill the agency of their choice and will receive reimbursement from LaunchPAD upon the submission of marketing and advertising expense report. This amount will be due to the issuer whether the raise is successful or not. All participating issuers must sign an agreement stating that they understand the applicable advertising guidelines and that they agree to follow those guidelines in all advertising. This opportunity is open to all current and upcoming issuers and is subject to change.

LaunchPAD may choose to compensate outside sources to help market our business and to receive introductions to possible issuers. Compensation to such parties will not be based on the success or size of any transaction. Fees are not based directly or indirectly, on the purchase or sale of a security in reliance on Regulation crowdfunding offered on or through the LaunchPAD platform.

Blog posts or the posting of information on our website regarding any company, including any links to information either in the blog post or on our website, should not be construed as an endorsement or recommendation of that company for any purpose whatsoever. Links are provided for information only and LaunchPAD and its partners are not responsible for any information at the sites linked to. Blog posts do not take into account the investment objectives, financial situation or needs of any particular investor, and each investor should consider whether any investment opportunity is appropriate given their investment objectives and current financial circumstances. Any person considering any investment is encouraged to consult with their own investment or financial advisor, tax advisor and/or attorney beforehand.

All investments entail risk. The companies on our site are generally small or early stage companies and are subject to risks inherent in investing in any small or early stage company as well as other risks specific to their business and operations. In addition, securities of these companies may be highly illiquid, requiring that they be held for an indefinite period of time or have a limited market for resale. Therefore, no one should invest in any of these companies unless they have no need for liquidity of their investment and can sustain a total loss of their investment. You should only invest an amount of money that you can afford to lose without changing your lifestyle.

You should thoroughly review the complete offering materials for any investment opportunity, particularly all risk factors, prior to investing in any offering and become familiar with the investor requirements, investment limits and your ability to resell the investment.

LaunchPAD and OyaPay Fintech Inc do not provide custody services in connection to any investments made through LaunchPAD’s website. Customer securities and account balances are held by custodial solutions managed by our fund partners, or other escrow agent which has agreed to terms and conditions acceptable to LaunchPAD or OyaPay Fintech inc.

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